Hull and Machinery

Types of Vessel by Gross Tonnage

Geographical Spread by Gross Tonnage

Marine Hull Insurance covers physical loss or damage to the hull and machinery which constitute the ship itself. British Marine traditionally insures 100% of this risk and does not seek to restrict itself to writing H&M risks on any particular standard form but instead chooses to accept risks on either "all risks" or "named peril" wordings after discussion with the shipowner or their intermediary. Forms such as Institute Time Clauses (Hulls) 1983 or the Norwegian Plan can be accepted in conjunction with British Marine's Standard Hull and Machinery Terms and Conditions which themselves provide a framework for the administration and operation of the Policy.

Ships of different type and trade need different consideration when it comes to the scope and terms of H&M insurance. British Marine feels that accepting risks on a variety of forms in conjunction with our standard terms provides suitable flexibility to provide a bespoke service to ship owners and their brokers.


In addition to H&M insurance British Marine is also able to offer insurance for H&M War Risks and H&M Increased Value insurance